10. 10.1 Liability for remaining coverage excluding Profit-Share accounts PPS ProfitShare accounts Liability for incurred claims Liability for remaining coverage Liability for incurred claims Total – – (25) – (1) (26) – – (53) – (13) (66) – – (77) – (3) (80) 9 – – – – 9 9 – (155) – (17) (163) (462) – 495 – 164 197 5 403 – – 283 – 5 686 – – (3 210) – (681) (3 891) – – (2 014) – – (2 014) – – (707) – (14) (721) 5 403 – (5 931) 283 (695) (940) 4 986 32 293 1 001 1 457 86 39 823 2023 R'm 2022 R'm Insurance contract liabilities at 31 December 42 962 39 823 Current 1 274 911 Non-current 41 689 38 912 Insurance contract liabilities at 31 December Total cash flows Insurance acquisition cash flows Transfer to Intangible assets Transfer to Employee-related obligations Transfer from Revaluation reserve Total transfers Transfers Transfer to Property, plant and equipment PPS Profit-Share accounts paid to policyholders Claims and other directly attributable expenses Premiums received Cash flows PPS Profit-Share accounts and Long-term insurance contract liabilities Life Risk: Participating Life Risk: Non-participating 2022 R’m Reconciliation of the liability for remaining coverage and the liability for incurred claims (continued) Other movements NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (continued) for the year ended 31 December 2023 157 Notes to the Consolidated Financial Statements
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