PPS 2023 INTEGRATED REPORT

GROUP PERFORMANCE About As a preferred provider of investment management services, PPS Investments is committed to delivering bespoke, transparent solutions tailored to meet the unique needs of PPS members. We are focused on the creation and management of inter-generational wealth, while striving to enhance financial well-being and foster lasting prosperity for our community. With a robust track record built over 16 years, PPS Investments is a well-established and trusted asset management entity. Our primary focus lies in providing members with a variety of multi-manager solutions, complemented by our partnership range of funds, which grants access to both local and international single-manager funds. We use a carefully designed investment process to find the best mix of assets and select top-performing asset managers to achieve our goals. This approach ensures a seamless alignment with the distinctive investment needs, risk tolerance levels and time horizons of our members. Our investment platform is designed to offer tax-efficient solutions for pre- and post-retirement as well as wealthcreation mechanisms that empower members to pursue specific financial goals at different life stages. Members benefit from our asset management capabilities through the skillful management of their individual investment portfolios and their PPS Profit-Share Account™, which was successfully transitioned to PPS Multi-Managers in 2023. Members holding a qualifying PPS life-risk product along with a qualifying investment product are eligible for supplementary allocations to their PPS Profit-Share Account™. Members who participate in the PPS Investments Family Network enjoy additional benefits. The network allows family members to invest together and to benefit collectively from reduced administration fees and earn additional Profit-Share allocations on those assets. PPS INVESTMENTS 36 Group performance

RkJQdWJsaXNoZXIy MTY2ODY3Ng==